The Peaks & Cliffs of Sharemarkets - Understanding Them is the Key to Long-Term Success

Over recent years, the stock markets in both Australia and the United States have rebounded to reach unprecedented heights. This journey has been marked by significant volatility, beginning with a drastic downturn in 2020 due to the COVID-19 pandemic, which saw global markets plunge by approximately 40%.

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What "Money Stage" is Your Life in Right Now?

Understanding which life stage you are in and how that correlates to your wealth creation, budgeting, business and family is imperative to be able to plan well for tomorrow and being able to live confidently today. In this video you will learn about each different stage of life and how to maximise your opportunities.

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Dominique Schuh
Superstitious about a time of year?

Many of us are prone to superstitions and it’s not just breaking mirrors or walking under ladders. They can also crop up in investment and economic spaces. You might assume people who work with and have access to large sets of data would be immune, but for some reason many people in the financial space still feel superstitious about certain times of the year.

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Dominique Schuh
The price of insurance has increased and you still need them for this reason!

Over the last few years, almost every insurance cost has escalated significantly. Car insurances, house cover, public liability – you name it, and the price has gone up. So too have people’s personal insurances such as life and trauma cover. Anyone’s insurance plan should be something that can be easily afforded and therefore able to be maintained over a long period of time, if required.

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Dominique Schuh
2023 Q3 Update Review

In Q3, global economic data was mixed. There were positives from the world’s largest economy, depending on how you view positive economic data! In this case, the ongoing resilience shown by the US was combined with another bout of energy inflation, leading to concerns inflation may take longer to move back into the preferred range of the Federal Reserve. This has led to concerns that interest rates, while expected to be nearing their peak, may linger around their current level for longer.

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Trust Deeds - What You Need to Know

Trusts are a popular structure used by many investors and small businesses. A self-managed superannuation fund (SMSF) is actually a type of trust, as are testamentary trusts that are established as part of a person’s will. But what exactly is a trust? How do various types of trusts operate, and what role does a trust deed play?

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Dominique Schuh
Rules Should Silence Opinions

One of the nice things about modern life is we all get to share our opinions. As much as being opinionated is now something of an economy, the validity of rampant opinion making has always had a question mark hanging over it.
Back in 167 AD Roman Emperor Marcus Aurelius said “It is in our power to have no opinion about a thing, and not to be disturbed in our soul; for things themselves have no natural power to form our judgements.” If we’re allowed to interpret Aurelius’ words, he’s suggesting opinions are a choice and no harm comes from not having one.

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The Good News is Nobody Knows Anything!

As one of Hollywood’s most successful screenwriters, William Goldman won two Academy Awards & had over 20 of his screenplays made into movies. But arguably his most famous line isn’t from one of his movies. It was from a book he wrote on the movie business called Adventures in the Screen Trade, & it’s an assessment of the business itself: “Nobody knows anything.” Goldman suggested that despite all the money spent on big name actors, screenwriters, & skilled directors, no one, including the studios doing the financing, had any idea which movies would be a hit or a miss.

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Dominique Schuh
Quarter 2 Review - How Have We Faired in the Markets So Far?

Inflation and interest rates again remained the major points of interest across Q2, but with well over a year of interest rate rises behind us, many economies have proven more resilient than expected. The US economy, in particular, has proven robust despite a total of 5% in rate hikes since March 2022, however it’s suggested the effect of rate hikes has still not been fully felt. Equity markets were positive over Q2.

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Dominique Schuh
Tax 2023 - What's New and What Not to Do

The time is nearly here once again for the lodgment of our Individual and Business Income Tax Returns. Each financial year brings with it changes, updates and new target areas for the ATO. Here, we outline some key pieces of tax time information for 2023 to help you with your taxation planning and lodgement.

Image courtesy of www.superguide.com.au

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The Budget Breakdown - Federal Budget 2023/24

The 23/24 Federal Budget has been released and thanks to strong commodity prices it looks better than would have been expected a year ago. Some of the key areas addressed in the budget were cost-of-living, social security payments, investment in Government services and attempting to alleviate inflationary pressures, though time will judge its impact on inflation.

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