It is a commonly held myth that the big four banks provide the cheapest home rates. In fact, there are lenders available in the market who will lend at rates over 1% cheaper than the standard home loan 
rates offered by the majority of the big four lenders. 

And the savings don't stop there! 

Cheaper fees are also offered by the majority of these lenders, meaning the yearly fees coming out of the account are also reduced.

So why don't most people use these lenders? 

There is a commonly held perception in the market place that these lenders are less reliable. But this could not be further from the truth. The majority of these lenders, while available only through a broker, are larger banks than the big four and in some instances are even sub lenders of the big four.

By simply investigating some of your options beyond the big four, you could potentially save yourself thousands of dollars in interest and fees.

So if you are looking to refinance or purchase a residential property please contact David Schuh on 5480 4808 to discuss the most suitable options for your situation.
Your full financial situation would need to be reviewed prior to acceptance of any offer or product.