Self Managed Super Funds

Are you considering a self managed super fund or SMSF? We can help. We have the answers to your SMSF questions, and can provide the appropriate SMSF solution tailored to you.

What is a SMSF?

An SMSF is a self managed super fund, which allows you to manage your own retirement savings.

Some points to to consider:

  • Do you have enough time, knowledge and skills to manage your own super and meet your legal and other obligations?

  • Do you need the additional benefits an SMSF can provide?

  • Do you have enough super to make an SMSF cost-effective?

What are the potential benefits?

  • More investment control

  • More investment choice

  • One fund for the family

  • Ability to borrow to make larger investments

  • Potential tax savings

  • Greater estate planning certainty and flexibility

Steps to starting an SMSF

  • Choose a trustee structure

  • Obtain a trust deed

  • Sign trustee declarations

  • Register with the ATO

  • Open a bank account

  • Record members’ TFNs

  • Prepare an investment strategy

  • Accept contributions and rollovers

  • Plan for the future

  • Appoint professionals - this is extremely important, as the rules around SMSFs are many and complex, and penalties for not adhering to them are steep.

We can offer guidance and help if you need it.

  • Is an SMSF right for you or your family?

  • Getting the set-up right

  • Ensuring compliance with investment, insurance and ongoing obligations

  • Making the most of your SMSF

  • Understanding alternative investments

  • Retirement Planning

  • Estate planning considerations

  • We can also help you to simplify matter if you want to close your SMSF

There are a great many regulations and legal requirements involved in setting up a Self Managed Super Fund. We don’t ever recommend you consider this option without advice from a fully qualified and experienced professional.

We welcome you to contact us today and find out how we may be able to assist you to set up a SMSF in order to help you reach your financial goals.

Your full financial situation would need to be reviewed prior to acceptance of any offer or product.